MCP server

Estate Planning

uk.co.simplyestate/estate-planning

Checked 28 Oct 2026, 09:03 UTC · Connected to it and listed its tools

UK estate-planning calculators + knowledge (IHT, intestacy, trusts, wills). Read-only.

Website

At a glance

Type

MCP server

Publisher

simplyestate.co.uk (verified by the MCP Registry)

Status

Working at last check

Tools

16

Token cost

About 4,945 tokens per request

Sets up in

Claude Code, Claude Desktop, Codex, Gemini CLI, Cursor, VS Code, Antigravity, ChatGPT, OpenAI API, Grok

Last checked

28 Oct 2026, 09:03 UTC

Connect it to your agent

Add to CursorAdd to VS CodeVS Code Insiders

Opens the app, which shows the server and asks you to confirm. For other apps, copy the setup below.

Claude Code

claude mcp add --transport http estate-planning https://simplyestate.co.uk/api/ai/mcp

Claude Desktop

Settings → Connectors → Add custom connector, and paste the URL.

Codex (config.toml)

[mcp_servers.estate-planning]
url = "https://simplyestate.co.uk/api/ai/mcp"

Gemini CLI

{"mcpServers":{"estate-planning":{"httpUrl":"https://simplyestate.co.uk/api/ai/mcp"}}}

Cursor

{"mcpServers":{"estate-planning":{"url":"https://simplyestate.co.uk/api/ai/mcp"}}}

VS Code

{"servers":{"estate-planning":{"type":"http","url":"https://simplyestate.co.uk/api/ai/mcp"}}}

Antigravity

agy mcp add estate-planning https://simplyestate.co.uk/api/ai/mcp

ChatGPT

Settings → Apps & Connectors → Advanced settings: turn on Developer mode, then Create a connector and paste the URL. Which plans can do this varies.

OpenAI API (Responses tools)

{"type":"mcp","server_label":"estate-planning","server_url":"https://simplyestate.co.uk/api/ai/mcp","require_approval":"always"}

Grok (xAI API tools)

{"type":"mcp","server_label":"estate-planning","server_url":"https://simplyestate.co.uk/api/ai/mcp"}

Tools

• calculate_iht ~663 tokens
  Estimate a UK Inheritance Tax bill (2025/26 England & Wales rules). Models the nil-rate band, residence nil-rate band and its £2m taper, spousal doubling, the 40% charge, the 2027 pension change, plus optional debts, charity rate (36% at 10%+), transferred allowances and business/agricultural relief
• calculate_lpa_cost ~339 tokens
  Calculate the Office of the Public Guardian fees to register Lasting Powers of Attorney in England & Wales: £92 per LPA (applications received from 17 November 2025), with a 50% remission where the donor's gross annual income is under £12,000 and a full exemption on certain means-tested benefits (bo
• check_deed_of_variation ~358 tokens
  Check whether a deed of variation is available — guidance-only eligibility against the s.142 IHTA 1984 conditions: the hard two-year window from the date of death (HMRC does not extend it), adult beneficiaries with capacity, and the agreement of everyone whose share would reduce. Returns yes / no /
• check_need_probate ~374 tokens
  Check whether a grant of probate (or letters of administration) is LIKELY to be needed in England & Wales, from what the person owned and how they owned it. Returns a guidance verdict — likely / maybe / unlikely — with per-asset reasons and next steps. Indicative only: every bank and institution set
• check_rnrb ~476 tokens
  Check residence nil-rate band eligibility and amount (England & Wales 2025/26): up to £175,000 per person where a home you own (or owned) passes to direct descendants, doubled for a married couple / civil partners, plus a late spouse's transferred allowance — capped at the home's value and tapered b
• compare_pension_2027 ~333 tokens
  Show the Inheritance Tax impact of the April 2027 change that brings most unused pensions into the estate: the IHT before vs after, and the extra tax. Exposure only — models nothing about pension products or what to do with a pension (that is FCA-regulated advice).
• compare_trusts ~185 tokens
  Recommend which UK trust types are worth discussing for a goal, with an HONEST note that always accompanies the recommendation (e.g. no trust simply avoids care fees — deliberate-deprivation rules apply with no time limit). Each trust lists what it does NOT do. 'No trust may be needed' is a valid an
• estimate_care_cost ~284 tokens
  Project what care home fees could cost: typical self-funder weekly ranges (sourced 2026 estimates rounded from published averages) × 52 weeks × years, by region and care type. The educate-only means-test notes are ALWAYS included — England's capital limits and Wales's single limit are stated as fact
• estimate_probate_cost ~323 tokens
  Estimate the cost of probate in England & Wales: the HMCTS application fee (£300 where the estate is over £5,000; no fee at £5,000 or below — the same with or without a will), sealed-copy costs, and — on the professional route — typical fee ranges across the UK market (NOT the firm's fees; most prof
• get_faqs ~110 tokens
  Return Simply Estate's frequently-asked questions and answers (fees, regulation, IHT, trusts, wills/LPAs/probate). Optional keyword filter.
• gift_7_year_timeline ~304 tokens
  Map lifetime gifts onto the 7-year-rule timeline: which taper BAND each gift sits in and when it falls outside the estate. An EDUCATIONAL timeline of the bands and mechanics only — NOT a personal tax computation: taper relief reduces the rate of tax, never the gift's value, and it only matters where
• lookup_glossary ~113 tokens
  Look up plain-English definitions of UK estate-planning terms (IHT, trusts, LPAs, probate). Omit `term` to list all.
• request_consultation ~308 tokens
  Submit a request for a FREE, no-obligation estate-planning consultation on the user's behalf. Use only with the user's explicit consent and real contact details. Returns a reference id; the Simply Estate team follows up. Estate planning here is not FCA-regulated.
• search_guides ~120 tokens
  Search Simply Estate's estate-planning guides (wills, IHT, LPAs, trusts, probate) by keyword. Returns titles, URLs and excerpts to cite.
• who_inherits_intestacy ~372 tokens
  Apply the England & Wales intestacy rules (dying without a will, rules from 26 July 2023): who inherits and how much. ALWAYS returns the warnings — e.g. a cohabiting partner inherits nothing, and jointly-owned assets usually pass outside these rules by survivorship.
• will_readiness_check ~283 tokens
  Score estate-planning readiness against a checklist. Pass `answers` as a map of item id → true/false (ids: has_will, will_recent, executors_named, guardians_named, lpa_property, lpa_health, wishes_recorded, assets_listed; advanced: pension_nominations, digital_assets, business_succession, foreign_as

Related MCP servers

• Plan Before You Die facts
  Checked US family-readiness facts with official sources: forms, state rules and deadlines.
• Wounded Warriors
  Veteran resources, VA benefits help and giving details from Wounded Warriors (EIN 86-1336741)
• FinalPeace
  State document requirements for all 50 US states, an after-a-loss checklist, and a planning gap chec
• Mirabello Immigration Intelligence
  Citizenship, residency & tax-residency data for 190+ countries, with origin-aware route planning
• UK property & area data
  Sold prices, area reports, postcodes, flood risk, crime and food hygiene for any UK location.
• USDV Capital — Your Real Estate CFO
  Real estate market intelligence, calculators, and capital advisory for US investors.
• MaCalculatriceEnLigne
  Calculatrices francaises : salaire net, SMIC, impots, bareme kilometrique, TVA, conversions.
• Tabzoola Pricing
  Instant pricing, 111 named sets and draft orders for custom index tabs and binder dividers.

Badge for your README

[![AptLynx](https://aptlynx.net/badge/uk.co.simplyestate/estate-planning.svg)](https://aptlynx.net/servers/uk.co.simplyestate/estate-planning)

Listing text is written by the maker; AptLynx lists tools and does not vouch for them. Find another tool · Browse by topic · For agents