MCP server

Mortgage Tools by Jenny

mortgage.jenny/jenny-mortgage-tools

Checked 28 Oct 2026, 09:03 UTC · Connected to it and listed its tools

Canadian mortgage calculators: renewal offers, extra payments, break-or-stay, debt consolidation.

Website

At a glance

Type

MCP server

Publisher

jenny.mortgage (verified by the MCP Registry)

Status

Working at last check

Tools

6

Token cost

About 37,153 tokens per request

Sets up in

Claude Code, Claude Desktop, Codex, Gemini CLI, Cursor, VS Code, Antigravity, ChatGPT, OpenAI API, Grok

Last checked

28 Oct 2026, 09:03 UTC

Connect it to your agent

Add to CursorAdd to VS CodeVS Code Insiders

Opens the app, which shows the server and asks you to confirm. For other apps, copy the setup below.

Claude Code

claude mcp add --transport http jenny-mortgage-tools https://mcp.jenny.mortgage/mcp

Claude Desktop

Settings → Connectors → Add custom connector, and paste the URL.

Codex (config.toml)

[mcp_servers.jenny-mortgage-tools]
url = "https://mcp.jenny.mortgage/mcp"

Gemini CLI

{"mcpServers":{"jenny-mortgage-tools":{"httpUrl":"https://mcp.jenny.mortgage/mcp"}}}

Cursor

{"mcpServers":{"jenny-mortgage-tools":{"url":"https://mcp.jenny.mortgage/mcp"}}}

VS Code

{"servers":{"jenny-mortgage-tools":{"type":"http","url":"https://mcp.jenny.mortgage/mcp"}}}

Antigravity

agy mcp add jenny-mortgage-tools https://mcp.jenny.mortgage/mcp

ChatGPT

Settings → Apps & Connectors → Advanced settings: turn on Developer mode, then Create a connector and paste the URL. Which plans can do this varies.

OpenAI API (Responses tools)

{"type":"mcp","server_label":"jenny-mortgage-tools","server_url":"https://mcp.jenny.mortgage/mcp","require_approval":"always"}

Grok (xAI API tools)

{"type":"mcp","server_label":"jenny-mortgage-tools","server_url":"https://mcp.jenny.mortgage/mcp"}

Tools

• compare_break_or_stay ~10425 tokens
  Use this when a user is partway through a Canadian mortgage term and asks whether to break the mortgage early (to refinance the same debt, switch lender or take a lower rate) or stay until the term ends. Compares keeping it with a user-supplied replacement offer, counting the lender-quoted penalty,
• compare_debt_consolidation ~12261 tokens
  Use this when a user asks about rolling other debts into a Canadian mortgage (debt consolidation), for example credit-card, car-loan or existing line-of-credit or HELOC balances, each entered with a fixed monthly payment or as interest-only. Compares three scenarios over a common horizon: keep the m
• compare_renewal_offers ~5472 tokens
  Use this when a user has two or three Canadian mortgage offers for the same balance, such as a renewal letter from the current lender and a quote to switch lender at renewal, and wants them compared. Compares the user-supplied rates, terms, amortizations, cashback and switching costs over a common h
• diagnose_mortgage_comparison ~2061 tokens
  Use this first when a user wants a Canadian mortgage renewal, extra-payment, break-or-stay or debt-consolidation comparison but has not yet given the key figures. From the facts already supplied, returns the missing ones in priority order and up to three questions to ask (balance, rate, remaining am
• get_mortgage_guide ~323 tokens
  Use this when a user asks how to prepare for or understand a supported Canadian mortgage topic and is not asking for a calculation: renewal, switching costs, unequal terms, payment versus cost, renewal checklist, prepayments, break or stay, debt consolidation, or the calculation method. Returns one
• plan_mortgage_prepayments ~6611 tokens
  Use this when a user asks what paying extra on one Canadian mortgage would do: a higher regular payment, recurring extra payments, or up to 50 lump sums. Compares the supplied mortgage with and without the extras: interest, debt left and modeled payoff period. Checks the extras against prepayment-pr

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