MCP server

SwitchWize MCP Official

io.github.switchwize/switchwize-mcp

Checked 25 Oct 2026, 20:29 UTC · Connected to it and listed its tools

Sixteen read-only US rate, savings-gap, Fed, card and CD tools with sources and freshness.

Website Source

At a glance

Type

MCP server

Publisher

switchwize.com (verified by the MCP Registry)

Status

Working at last check

Tools

16

Token cost

About 3,252 tokens per request

Sets up in

Claude Code, Claude Desktop, Codex, Gemini CLI, Cursor, VS Code, Antigravity, ChatGPT, OpenAI API, Grok

Last checked

25 Oct 2026, 20:29 UTC

Connect it to your agent

Add to CursorAdd to VS CodeVS Code Insiders

Opens the app, which shows the server and asks you to confirm. For other apps, copy the setup below.

Claude Code

claude mcp add --transport http switchwize-mcp https://www.switchwize.com/api/mcp

Claude Desktop

Settings → Connectors → Add custom connector, and paste the URL.

Codex (config.toml)

[mcp_servers.switchwize-mcp]
url = "https://www.switchwize.com/api/mcp"

Gemini CLI

{"mcpServers":{"switchwize-mcp":{"httpUrl":"https://www.switchwize.com/api/mcp"}}}

Cursor

{"mcpServers":{"switchwize-mcp":{"url":"https://www.switchwize.com/api/mcp"}}}

VS Code

{"servers":{"switchwize-mcp":{"type":"http","url":"https://www.switchwize.com/api/mcp"}}}

Antigravity

agy mcp add switchwize-mcp https://www.switchwize.com/api/mcp

ChatGPT

Settings → Apps & Connectors → Advanced settings: turn on Developer mode, then Create a connector and paste the URL. Which plans can do this varies.

OpenAI API (Responses tools)

{"type":"mcp","server_label":"switchwize-mcp","server_url":"https://www.switchwize.com/api/mcp","require_approval":"always"}

Grok (xAI API tools)

{"type":"mcp","server_label":"switchwize-mcp","server_url":"https://www.switchwize.com/api/mcp"}

Tools

• best_move_this_week ~480 tokens
  Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.
• compare_switch_savings ~101 tokens
  Compare a user's current APY with SwitchWize's current top savings APY for a balance.
• get_bank_gap ~228 tokens
  Estimate annual savings interest forgone for a supplied balance and optional bank name. comparisonApy is the average of the top three tracked savings rates, not an average across all banks; bankCount is the size of the tracked set. baselineApy is the named bank's APY, or the national savings benchma
• get_bank_gap_index ~64 tokens
  Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.
• get_card_changes ~125 tokens
  Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.
• get_card_downgrade_path ~195 tokens
  Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); ret
• get_card_offers ~142 tokens
  Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.
• get_cd_rollover_rules ~185 tokens
  Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an u
• get_fed_hike_pass_through ~189 tokens
  Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source type and observation d
• get_index_dataset ~106 tokens
  Return a SwitchWize index dataset summary and recent series.
• get_rate_freshness ~62 tokens
  Return public data source freshness status and affected routes.
• get_reality_score ~391 tokens
  Estimate the modeled annual value of a supported premium credit card for a consumer segment. Supply a card slug or name and optionally a segment ID; the default is occasional-traveler. Return segment assumptions, score, rewards, credits, perks, fee, interest, friction, net value, caveats, sources, v
• get_reward_valuations ~112 tokens
  Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.
• get_top_hysa_rates ~308 tokens
  Return top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: not_yet_approved). approvedOnly makes the requirement explicit. detail=full adds every listed account
• get_top_rates ~434 tokens
  Return top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category with no approved release yet returns no ranked rates and says so (approval_status: not_yet_approved) rather than serving unverified observat
• get_transfer_bonuses ~130 tokens
  Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.

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