MCP server

KeyReady — Australian home loan readiness

io.github.silas-dsc/keyready

Checked 28 Oct 2026, 09:03 UTC · Connected to it and listed its tools

Australian home loan readiness: ~90 lenders' rules, stamp duty, grants, 5% Deposit Scheme, rates

Working at last checkAbout 3,353 tokens per request once connected5 tools

https://mcp.keyready.au/mcp

At a glance

Type: MCP server
Publisher: Not verified
Status: Working at last check
Tools: 5
Token cost: About 3,353 tokens per request
Sets up in: Claude Code, Claude Desktop, Codex, Gemini CLI, Cursor, VS Code, Antigravity, ChatGPT, OpenAI API, Grok
Last checked: 28 Oct 2026, 09:03 UTC

Opens the app, which shows the server and asks you to confirm. For other apps, copy the setup below.

Claude Code

claude mcp add --transport http keyready https://mcp.keyready.au/mcp

Claude Desktop

Settings → Connectors → Add custom connector, and paste the URL.

Codex (config.toml)

[mcp_servers.keyready]
url = "https://mcp.keyready.au/mcp"

Gemini CLI

{"mcpServers":{"keyready":{"httpUrl":"https://mcp.keyready.au/mcp"}}}

Cursor

{"mcpServers":{"keyready":{"url":"https://mcp.keyready.au/mcp"}}}

VS Code

{"servers":{"keyready":{"type":"http","url":"https://mcp.keyready.au/mcp"}}}

Antigravity

agy mcp add keyready https://mcp.keyready.au/mcp

ChatGPT

Settings → Apps & Connectors → Advanced settings: turn on Developer mode, then Create a connector and paste the URL. Which plans can do this varies.

OpenAI API (Responses tools)

{"type":"mcp","server_label":"keyready","server_url":"https://mcp.keyready.au/mcp","require_approval":"always"}

Grok (xAI API tools)

{"type":"mcp","server_label":"keyready","server_url":"https://mcp.keyready.au/mcp"}

assess_home_loan_readiness ~1181 tokens
Check a borrower’s situation against each Australian lender’s published rules. Returns how many lenders it fits, borrowing power, LVR, stamp duty, grants, 5% Deposit Scheme eligibility, profession LMI waivers, the fastest fixes and a link to the full interactive report.
calculate_stamp_duty ~273 tokens
Exact 2026–27 transfer (stamp) duty for any Australian state or territory, including first home buyer concessions, owner-occupier rates, the First Home Owner Grant and foreign purchaser surcharge.
check_5_percent_deposit_scheme ~227 tokens
Check eligibility for the Australian Government 5% Deposit Scheme (First Home Guarantee) or Family Home Guarantee (single parents, 2% deposit), including the property price cap for the area.
list_lender_rates ~187 tokens
Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data (as of 2026-10-27). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
refer_to_broker ~1485 tokens
Send the user’s situation and readiness report to Goodlend Mortgage Brokers, a licensed mortgage broker, who will contact them. ONLY call this after you have shown the user this disclosure and they have explicitly agreed in this conversation: This site is run by Goodlend Mortgage Brokers (Gariwed Fa

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Find US mortgage loan officers for a borrower's situation and place. Free, lender-neutral, sourced.

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