MCP server

Moneda Official

com.moneda/mcp

Checked 28 Oct 2026, 09:03 UTC · Connected to it and listed its tools

Financial intelligence for AI: manage balances, transactions, payments, and more

Website Source

At a glance

Type

MCP server

Publisher

moneda.com (verified by the MCP Registry)

Status

Working at last check

Tools

138

Token cost

About 32,266 tokens per request

Sets up in

Claude Code, Claude Desktop, Codex, Gemini CLI, Cursor, VS Code, Antigravity, ChatGPT, OpenAI API, Grok

Last checked

28 Oct 2026, 09:03 UTC

Connect it to your agent

Add to CursorAdd to VS CodeVS Code Insiders

Opens the app, which shows the server and asks you to confirm. For other apps, copy the setup below.

Claude Code

claude mcp add --transport http moneda https://mcp.moneda.com/api/mcp

Claude Desktop

Settings → Connectors → Add custom connector, and paste the URL.

Codex (config.toml)

[mcp_servers.moneda]
url = "https://mcp.moneda.com/api/mcp"

Gemini CLI

{"mcpServers":{"moneda":{"httpUrl":"https://mcp.moneda.com/api/mcp"}}}

Cursor

{"mcpServers":{"moneda":{"url":"https://mcp.moneda.com/api/mcp"}}}

VS Code

{"servers":{"moneda":{"type":"http","url":"https://mcp.moneda.com/api/mcp"}}}

Antigravity

agy mcp add moneda https://mcp.moneda.com/api/mcp

ChatGPT

Settings → Apps & Connectors → Advanced settings: turn on Developer mode, then Create a connector and paste the URL. Which plans can do this varies.

OpenAI API (Responses tools)

{"type":"mcp","server_label":"moneda","server_url":"https://mcp.moneda.com/api/mcp","require_approval":"always"}

Grok (xAI API tools)

{"type":"mcp","server_label":"moneda","server_url":"https://mcp.moneda.com/api/mcp"}

Tools

• add_bank ~333 tokens
  Add a bank account to the user's saved accounts. For EU: provide IBAN (and optionally BIC). For US: provide accountNumber, routingNumber, and accountType (CHECKING or SAVINGS). US banks support ACH transfers only. Bank capability is verified before saving.
• add_contact_external ~551 tokens
  Register an external (non-Moneda) contact with their details. EU Travel Rule requires first name, last name, and country of residence. At least one wallet address or bank account must be provided. For wallets, the user must confirm Base network USDC/EURC/CHFAU/CADD/MXNB support before saving.
• add_contact_moneda ~129 tokens
  Add a Moneda user to your contacts by their username. If the contact already exists but was deactivated, it will be reactivated.
• add_transaction_note ~164 tokens
  Add or update a personal note on a transaction. Identify the transaction by its transactionHash from get_transactions. Maximum 140 characters.
• add_wallet ~310 tokens
  Add a crypto wallet to the user's saved external accounts. IMPORTANT: The wallet must support USDC, EURC, CHFAU, CADD, and MXNB on the Base network. Sending other tokens or using other chains will result in permanent loss of funds. The user MUST confirm they understand this before the wallet is save
• agent_execute_payment ~516 tokens
  Execute a payment to an ACTIVE agent session's pinned recipient, within its on-chain spending policy — no per-payment user approval. The recipient and amount must satisfy the session's allowlist and per-execution / per-period caps, and the child Safe must hold enough balance. For safe retries pass a
• attach_receipt ~218 tokens
  File an unattached receipt against a transaction. A transaction holds at most ONE receipt, so this returns a conflict if another is already attached — detach that one first. Also clears any pending match suggestion, since the user has now decided.
• batch_add_transaction_notes ~251 tokens
  Add or update notes on multiple transactions at once. Accepts up to 25 items. Each item maps a transactionHash to a note (max 140 chars). Returns per-item results. Use with get_transactions hasNote=false to find unannotated transactions first.
• batch_update_transaction_categories ~323 tokens
  Assign spending categories to multiple transactions at once. Accepts up to 25 items. Each item maps a transactionHash to a category. Returns per-item results. Use with get_transactions hasCategory=false to find uncategorized transactions first.
• cancel_conditional_order ~227 tokens
  Cancel a crypto conditional order rule: every open repeat (PENDING_ACTIVATION, ARMED, PUBLISHED or WAITING) of the order's rule is cancelled, so passing any repeat's id stops the whole repeating rule. A PUBLISHED order is live in the CoW order book: it is withdrawn on-chain first, then marked CANCEL
• confirm_receipt_suggestion ~183 tokens
  Accept the matcher's suggested transaction for a receipt, promoting the soft suggestion to a real attachment. Suggestions exist when the match score was too low to attach automatically — read `suggestedTransactionId` / `suggestedMatchScore` from get_receipt and check the suggestion with the user bef
• create_agent_session ~552 tokens
  Create a scoped autonomous payment session bound to your agent. The user pre-funds a dedicated child Safe and installs an on-chain spending policy (single pinned recipient, per-execution and per-period caps) with a passkey in the Moneda app. After that you can call agent_execute_payment repeatedly w
• create_api_key Changes accounts · ~414 tokens
  Create an API key for a script, the CLI, or an integration. Returns the secret ONCE — it cannot be retrieved again, so hand it to the user immediately and tell them to store it somewhere safe. Maximum 10 active keys. The key can only carry scopes this connection already holds, and payment scopes are
• delete_receipt Deletes data · ~189 tokens
  Permanently delete a receipt and its stored file. This is a HARD delete — the row, its line items, and any Bewirtungsbeleg/Eigenbeleg overlay go with it, and there is no undo and no recycle bin. Confirm with the user before calling. To move a receipt to a different transaction use detach_receipt + a
• detach_receipt ~149 tokens
  Unlink a receipt from its transaction, leaving the receipt itself intact as an orphan. Use this to correct a wrong match, or to free a transaction so a different receipt can be attached. Does NOT delete anything.
• disconnect_connected_service ~156 tokens
  Disconnect a connected agent (MCP integration) by id (from list_active_sessions) or by its OAuth client id. Revokes its access immediately. If you disconnect the agent making this call, this connection ends.
• finalize_receipt_upload ~267 tokens
  Step 2 of 2 for uploading a local receipt file. Pass the `uploadKey` returned from `request_receipt_upload` AFTER you've executed the `curlCommand` to PUT the file to S3. Validates the staged file, runs OCR + LLM extraction, attempts to auto-match to an existing transaction, and persists line items.
• generate_statement ~459 tokens
  Generate a PDF balance statement of your activity (opening/closing balances, transactions with home-currency values, fees, FX rates) for a tax year or date range. Async: returns a requestId immediately — poll get_statement_status until it is READY to get a time-limited download link. Not tax advice.
• get_account_overview_data ~101 tokens
  Fetch complete account overview in one call: balances, recent transactions (last 7 days), and current APY rates. Use this instead of calling get_balance + get_transactions + get_apy_rates separately.
• get_agent_session ~134 tokens
  Get one agent session's full detail by id: status, spending policy, remaining period cap, and the 5 most recent executions. Poll this after create_agent_session until status is ACTIVE.
• get_apy_rates ~197 tokens
  Get the current APY (Annual Percentage Yield) rates for Moneda earnings products. Morpho Earnings is a DeFi lending vault and YO Smart Earnings is a higher-yield vault. USD and EUR have both Morpho and YO vaults; MXN has a Morpho-only vault (no YO). CHF and CAD are accepted at the parameter boundary
• get_balance ~283 tokens
  Get the user's account balances (USD Account, EUR Account, CHF Account, CAD Account, MXN Account, USD Earnings, EUR Earnings, USD Smart Earnings, EUR Smart Earnings), optionally filtered by currency. CHF, CAD, and MXN rows only appear for users in their staged rollouts (gated by ENABLE_CHFAU, ENABLE
• get_balance_check_data ~94 tokens
  Fetch balance check data in one call: all account balances, exchange rates, and APY rates. Use this instead of calling get_balance + get_exchange_rate + get_apy_rates separately.
• get_bill ~147 tokens
  Fetch a single bill by id with full extracted detail — merchant (name, taxId, address), total, currency, due date, invoice number, vendor IBAN/BIC/routing/account, payment status, and a presigned `downloadUrl` valid for ~15 minutes.
• get_conditional_order ~118 tokens
  Get one crypto conditional order by id, with its full status, trigger, amounts and fill details.
• get_contacts ~244 tokens
  Get the user's contacts: Moneda users they interact with, saved external wallets, and saved bank accounts. Each wallet and bank entry has a contactAccountId field — pass it as the contactAccountId parameter to initiate_payment (transfer_contact_bank / transfer_contact_wallet). Use the contact's user
• get_current_subscription ~258 tokens
  Get the user's CURRENT subscription plan and how it is billed. Returns hasLiveSubscription, status (TRIALING/PENDING_FIRST_CHARGE/ACTIVE/PAST_DUE/CANCELLED), planType (STANDARD/PREMIUM/ULTRA), billingProvider (ONCHAIN/STRIPE/APP_STORE/PLAY_STORE), billedTo ('balance' | 'card' | 'app_store'; app_stor
• get_daily_spending ~215 tokens
  Get daily spending totals for a stablecoin over a window. Returns one data point per UTC day with non-zero spending. Amounts are in currency units (26.5 means 26.50), like `get_transactions`.
• get_dinari_capabilities ~141 tokens
  Check what the user may currently do with tokenized equities (dShares): whether they can trade, which regulatory jurisdiction they are onboarded under, and — if they cannot trade — the ordered list of reasons why. Call this before proposing any stock purchase so the user is told what to fix rather t
• get_dinari_us_requirements ~188 tokens
  For a US-jurisdiction user, list what is still outstanding before their brokerage account can be opened: missing profile answers, unaccepted disclosures, and whether a taxpayer id is on file. Returns field NAMES and counts only, never the user's answers. Regulatory disclosures and attestations can o
• get_earnings_overview_data ~107 tokens
  Fetch earnings overview data in one call: earnings vault balances, APY rates, and recent earnings transactions. Use this instead of calling get_balance + get_apy_rates + get_transactions(typeGroup=earnings) separately.
• get_earnings_time_series ~214 tokens
  Get a daily time series of earnings and vault balance for a Morpho or YO vault account. Returns up to one year of UTC-day data points (timestamp, earnings, balance) plus totalEarnings and netDeposits summaries.
• get_exchange_rate ~126 tokens
  Get the current exchange rate between two currencies
• get_faq_category ~161 tokens
  Get all FAQ items in a specific category. Use the moneda://knowledge resource to discover available category slugs.
• get_faq_item ~134 tokens
  Get a specific FAQ item by ID, including its full answer and resolved related questions. Use this after search_knowledge or get_faq_category to drill into a specific question.
• get_financial_summary_data ~94 tokens
  Fetch comprehensive financial summary data in one call: balances, recent transactions (10), APY rates, and exchange rates. Use this instead of calling 5+ individual tools.
• get_free_trade_allowance ~132 tokens
  How many commission-free stock trades the user has left this window, without quoting an order. The window steps from their own subscription anniversary, not the calendar month, so quote resetsAt rather than a day of the month. If degraded is true the count could not be read: say so, never state it a
• get_information_requests ~180 tokens
  List the compliance information requests (RFIs) Iron/MoonPay has sent the user about their virtual account: status, the open round's questions and any requested documents. Read-only. MoonPay requires the user to answer personally, so NEVER answer on their behalf or draft answers for them to paste: t
• get_lifetime_savings ~150 tokens
  Get your lifetime accumulated savings from using Moneda — total fees Moneda covered on your behalf (sponsored network fees + on/off-ramp fees) plus your plan's fee discount vs the Standard plan. This is NOT a balance: never answer "how much have I saved" from wallet or vault amounts. Returns the tot
• get_market_status ~130 tokens
  Is the US stock market open, and when does it change? Returns the current session (pre_market, open, after_hours or closed), whether today is a trading day, any holiday or early close, the trading day's four windows as ISO instants, and the next session change. Render the instants in the user's own
• get_moneda_message ~182 tokens
  Read one message from Moneda (a notification with type MONEDA_MESSAGE, id from list_notifications): title, body, tone, optional button, attached documents (by index), and `reply`, which is null when no reply is asked for, else says whether a document is none/optional/required. `repliedAt` is set onc
• get_moneda_message_attachment_url ~169 tokens
  Get a download link (valid 10 minutes) for a document Moneda attached to a message. `index` comes from the message's `attachments` list in get_moneda_message.
• get_my_accounts ~131 tokens
  Get the user's saved external wallets and bank accounts for withdrawals/off-ramping. Each entry has an accountId field — pass it as the accountId parameter to initiate_payment (transfer_account). These are NOT the user's Moneda wallet — use get_wallet instead to get the user's actual Moneda smart wa
• get_my_accounts_data ~112 tokens
  Fetch all account setup data in one call: wallet address, Moneda account balances, virtual bank accounts, and saved external accounts. Use this instead of calling get_wallet + get_balance + get_virtual_accounts + get_my_accounts separately.
• get_passkeys ~335 tokens
  Get the user's passkeys (security keys). target='WALLET' (default) lists the smart-account signing keys — id, label, provider, status, masked wallet address, creation date, kind ('primary' = the key from signup, 'backup' = an extra key added later as a second Safe owner), and onchainStatus (a 'pendi
• get_payment_quote ~363 tokens
  Preview the cost, FX rate, and final amount for moving money between two currencies. Provide exactly one of `amountIn` (what the user sends) or `amountOut` (what they want to receive). Returns the quote ID, exchange rate, fee, and how long the quote stays valid. Use this BEFORE initiate_payment so t
• get_payment_readiness_data ~100 tokens
  Fetch payment readiness data in one call: KYC status, virtual accounts, external accounts, contact count, and balances. Use this instead of calling 5 individual tools to check payment readiness.
• get_payment_status ~141 tokens
  Check the current status of a payment request. Use this to poll for approval after calling initiate_payment. Terminal statuses: COMPLETED, FAILED, EXPIRED, REJECTED.
• get_points_activity ~137 tokens
  Get the user's points activity history showing what actions earned or spent points
• get_points_balance ~60 tokens
  Get the user's current points balance from the rewards program
• get_points_redemption_config ~124 tokens
  Read the config for redeeming Moneda Points into AI usage credits: the points-per-$1 rate, the minimum redemption, the monthly cap, the user's current points balance, and how much of the monthly allowance is left. Call this before redeem_points to price and gate a redemption.
• get_points_rewards_data ~153 tokens
  Fetch points and referral data in one call: points balance, recent activity, referral code, and referees. Use this instead of calling get_points_balance + get_points_activity + get_referral_code + get_referees separately.
• get_receipt ~162 tokens
  Fetch a single receipt by id with full extracted fields (merchant, total, currency, tax breakdown, line-item count) plus a presigned `downloadUrl` valid for ~15 minutes. Use this when the user asks about a specific receipt or to surface the file URL to the LLM context.
• get_receipt_line_items ~140 tokens
  List the parsed line items on a receipt — description, quantity, unitPrice, totalPrice, taxRate, and category. Useful for spend-by-product breakdowns or itemized review of an invoice.
• get_recovery_config ~156 tokens
  Get the recovery configuration for an account: accepted recovery emails, total weight, and the threshold required to approve a recovery. The threshold is a fixed number that must match the on-chain Universal Email Recovery Module config.
• get_recovery_contacts ~71 tokens
  Get the user's recovery contacts and the people who have you as their recovery contact (guardian).
• get_recovery_email ~115 tokens
  Get one recovery email's full detail by id — email, weight, status, timestamps, notes, and the on-chain account address it protects.
• get_recovery_status ~208 tokens
  Get the most recent ZK email recovery request snapshot for an account. Returns hasActiveRecovery: false when no recovery exists or the latest is in a terminal state (cancelled/completed/expired); otherwise returns recovery details including approved/pending recovery emails (anonymized as a***@domain
• get_referees ~56 tokens
  Get the list of users this user has referred to Moneda
• get_referral_code ~58 tokens
  Get the user's unique referral code and referral count
• get_security_checkup_data ~99 tokens
  Fetch security checkup data in one call: passkeys, recovery contacts, and security-related settings. Use this instead of calling get_passkeys + get_recovery_contacts + get_settings separately.
• get_settings ~77 tokens
  Get the user's app settings and preferences: language, currency, country, theme, notifications, biometrics, and display options.
• get_settlement_estimate ~202 tokens
  Get the date a US bank (ACH) transfer would actually settle. Accounts for Iron's 3:00 PM ET same-day cutoff, weekends, AND US federal bank holidays — a transfer sent the afternoon before Thanksgiving does not arrive the next day. Use this to answer 'when will my money arrive?' instead of saying 'nex
• get_spending_analysis_data ~161 tokens
  Fetch spending analysis data in one call: spending by type group, daily totals, and category breakdown for a period. Use this instead of calling get_spending_by_type_group + get_daily_spending + get_spending_by_category separately. All totals are in USDC units (26.5 means 26.50).
• get_spending_by_category ~223 tokens
  Get spending grouped by user-assigned transaction category over a window. Transactions without a category land in an 'UNCATEGORIZED' bucket. Amounts are in currency units (26.5 means 26.50), like `get_transactions`.
• get_spending_by_contact ~255 tokens
  Get the total amount sent to a single recipient (Moneda user, external bank, or external wallet) over a window. Identify the recipient by their account ID (recipientAccountId). Amounts are in currency units (26.5 means 26.50), like `get_transactions`.
• get_spending_by_merchant ~236 tokens
  Get spending grouped by recipient/merchant. Each Moneda user gets their own bucket; off-ramps share a single bucket per type (bank-withdrawal, external-wallet, coinbase, wallet-connect). Amounts are in currency units (26.5 means 26.50), like `get_transactions`.
• get_spending_by_type_group ~235 tokens
  Get spending grouped by transaction type group (transfer, exchange, deposit, withdrawal, earnings, topup, offramp) for a 7/30/90-day window. Includes period-over-period comparison. For finer breakdowns by user-assigned category, contact, or merchant, use get_spending_by_category / get_spending_by_co
• get_spending_comparison ~205 tokens
  Compare total spending across two arbitrary windows (e.g. this month vs last month, year-over-year). Returns absolute and percentage deltas; deltaPct is null when previous total is 0. Amounts are in currency units (26.5 means 26.50), like `get_transactions`.
• get_spending_transactions ~392 tokens
  List the underlying spending transactions for a window. Optionally drill down into a category bucket (bucketKind='category', bucketId=CategoryType or 'UNCATEGORIZED') or a merchant bucket (bucketKind='merchant', bucketType=..., bucketId=user UUID for type='user'). Paginated via take/skip. Amounts ar
• get_statement_status ~233 tokens
  Check the status of your most recent balance-statement request. When READY, returns a time-limited PDF download URL. Not tax advice.
• get_sub_account ~115 tokens
  Get one sub-account by id with full detail — name, status, type, members, parent + child Safe addresses, deployment index, close timestamp.
• get_sub_account_balance ~195 tokens
  Read on-chain balances for a sub-account's child Safe. Pass currency (USDC / EURC / CHFAU / CADD / MXNB) to filter to a single token; omit to get every enabled token. Balances are returned as raw bigint strings — 6 decimals for USDC/EURC/CHFAU/MXNB, 18 for CADD.
• get_sub_account_proposal ~118 tokens
  Get one joint-account request by id, including the per-member approval list (who approved, who rejected, and when). Read-only.
• get_subscription_invoice ~220 tokens
  Generate (idempotently) the ZUGFeRD plan invoice PDF for a single subscription charge and return a 1-hour presigned download URL. First call allocates the invoice number (YYYY-NNNNNN), renders the PDF/A-3 with embedded EN 16931 XML, and uploads to S3; subsequent calls return a fresh presigned URL fo
• get_total_wealth ~613 tokens
  Aggregate wealth across the user's main account + every live vault. Returns per-leg breakdown (wallet + Morpho + YO for main; wallet-only for vaults) plus per-currency totals (USDC, EURC, CHFAU, CADD, MXNB) and combined totalUsd/totalEur grand totals. USDC/EURC are cross-converted using the on-chain
• get_transactions ~1416 tokens
  Get transaction history including card programme activity. Standard format returns JSON; tax_export returns a compact CSV with full unmasked addresses, token contracts, vault tokens, sender/recipient details, and tax labels (Koinly/CoinTracker/TaxBit compatible). Use year for annual tax exports (up
• get_unread_notification_count ~90 tokens
  Number of unread in-app notifications for the user. Cheaper than list_notifications when the agent only needs the count to answer 'do I have anything new?'.
• get_upcoming_ipos ~180 tokens
  Companies that have filed with the SEC to go public in the US (S-1 or F-1) and have not listed yet: name, stage (filed, priced or listed), proposed ticker, website, and first and latest filing dates. Use for "what IPOs are coming up?" or "is X going public?". Nothing on the list can be bought until
• get_virtual_account_limits ~310 tokens
  Get how much of the user's Iron virtual-account spending limit is left, per direction (deposit = money in, withdrawal = money out), on a rolling 52-week window. Also reports whether Iron is currently requesting enhanced due diligence (EDD). Crossing a limit does NOT reject the transfer: Iron PAUSES
• get_virtual_accounts ~91 tokens
  Get the user's virtual bank account details (IBAN and ACH), payment capabilities, and activation status. Minimum transfer: €1 for EUR (IBAN/SEPA) and $1 for USD (ACH).
• get_wallet ~117 tokens
  Get the user's Moneda smart wallet address on Base network. IMPORTANT: Only supports USDC, EURC, CHFAU, CADD, and MXNB on Base — other tokens or chains will result in permanent loss of funds. For Moneda-to-Moneda transfers, prefer sharing @username (instant, feeless).
• health ~54 tokens
  Check the health and status of the Moneda MCP server
• import_receipt_from_url ~356 tokens
  Import a receipt directly from an https:// URL (S3, Drive shared link, public file host, etc.). The server fetches the file behind an SSRF guard (rejects private IPs, Moneda infra, and non-https), validates it, then runs OCR + matching. Single tool call, no sandbox needed. Use this when the receipt
• initiate_crypto_send Sends messages · ~412 tokens
  Send crypto out of a Safe — the main account, a vault or a joint account — to a Moneda contact or a raw Base address, for any token the account holds. Not for selling a token (use initiate_crypto_trade), buying one (initiate_token_buy) or sending money (initiate_payment). Amounts are in the token's
• initiate_crypto_trade Moves money · ~333 tokens
  Buy or sell a crypto asset (e.g. cbBTC for Bitcoin, WETH for Ethereum) with the user's own balance. Not for sending money (use initiate_payment) or converting between currencies (use initiate_currency_exchange). The route/venue is chosen by the server. Creates a request the user reviews at the live
• initiate_currency_exchange ~285 tokens
  Convert money between two of the user's own currency accounts (e.g. USD to EUR). Nothing leaves the user; to pay or send to anyone, use initiate_payment instead. Creates a request the user approves in the Moneda mobile app; the destination is the user's own account in toCurrency. Check balance with
• initiate_earnings_move ~382 tokens
  Move the user's own money into or out of an earnings vault: DEPOSIT from a currency account into Earnings (MORPHO) or Smart Earnings (YO), WITHDRAW back out. Not for sending money (use initiate_payment), converting currencies (use initiate_currency_exchange) or trading (use initiate_crypto_trade). Y
• initiate_payment ~848 tokens
  Send money to someone else (a Moneda user, a contact, or an external bank/wallet). Creates a payment request that requires user approval in the Moneda mobile app. Not for converting between the user's own currencies: use initiate_currency_exchange for that. Look up the recipient first via search_use
• initiate_token_buy Moves money · ~280 tokens
  Buy a Base token that is not in initiate_crypto_trade's catalogue, by contract address, spending the user's own USD, EUR, CHF or MXN balance. Use initiate_crypto_trade for catalogue assets (cbBTC, WETH, …). The token must be tradeable on Base via LiFi. Creates a request the user reviews at the live
• list_active_sessions ~177 tokens
  List the user's active login sessions (signed-in devices and clients: mobile app, web, CLI, API) and connected agents (MCP integrations). Use this to answer 'what devices am I signed in on?' or before terminating a session. Each login session has an `id` (pass to terminate_session), a `type`, device
• list_agent_sessions ~146 tokens
  List your scoped autonomous agent sessions, newest first, with status, policy, remaining period cap, and expiry. Filter by status to find ACTIVE sessions ready to execute against.
• list_api_keys ~110 tokens
  List the API keys on the account: name, prefix (first 12 characters), scopes, last use, expiry, and whether each is still active. The secret itself is stored hashed and is never returned here — it is shown only once, when the key is created.
• list_banks_for_country ~232 tokens
  List the banks Koywe supports for a LATAM country, used when registering a third-party or first-party bank account that requires an explicit bank code (Colombia/PSE, Chile/CLP_BANK, Bolivia/BOB_BANK). Each bank entry has: name (human label), value (Koywe entity code — pass back as bankCode), and dom
• list_bewirtungsbelege ~250 tokens
  List German hospitality-receipt (Bewirtungsbeleg) overlays attached to the user's transactions. Each row carries the underlying transactionId, date, location, occasion, total/tip/subtotal split, deductible vs non-deductible amounts, and signing state. Pass `transactionHash` (from `get_transactions`)
• list_bills ~266 tokens
  List the user's bills (AP queue), ordered 'due-soon first' (dueDate ASC NULLS LAST, id DESC). Filter by `status[]` — defaults to `['PENDING']`. Cursor-paginated; pass `nextCursor` from the previous page back as `cursor` to advance. Each row carries the extracted merchant, total, currency, invoice nu
• list_conditional_orders ~167 tokens
  List the user's crypto conditional orders (LIMIT / STOP_LOSS / TAKE_PROFIT / TRAILING_STOP, settled via CoW), newest first. Each has status (PENDING_ACTIVATION / ARMED / PUBLISHED / FILLED / CANCELLED / EXPIRED), side, assetSymbol, triggerPrice or trailPercent, raw-unit sellAmount / minBuyAmount, ex
• list_eigenbelege ~240 tokens
  List self-issued substitute receipts (Eigenbeleg) — used when the original receipt for a transaction was lost or never issued. Each row carries the linked transactionId, recipientName, amount, reason, and signing state. Pass `transactionHash` (from `get_transactions`) to scope to one transaction. De
• list_faq_categories ~83 tokens
  List the FAQ table of contents: every category (slug, name) with each item's id and question. Use an id with get_faq_item for the full answer.
• list_message_replies ~178 tokens
  List the replies the user sent to messages from Moneda, newest first: text, the message title, and the attached document's name if any. Returns up to `limit` items (default 20, max 50) with a `nextCursor` for pagination.
• list_notifications ~248 tokens
  List the user's in-app notifications, newest first. Pass filter='unread' to scope to unread items (use this to answer 'do I have any new notifications?'). Each notification has a `type`, an optional `deepLink`, and a `metadata` JSON blob whose shape varies by type. Returns up to `limit` items (defau
• list_receipts ~347 tokens
  List the user's transaction receipts (PDFs, images, structured invoices), newest first. Each entry carries extracted summary fields (merchant, total, date, currency) plus the linked transactionId when attached. Use `transactionHash` (from `get_transactions`) to scope to one transaction, `needsReview
• list_recovery_emails ~153 tokens
  List the email addresses set up for ZK email-based account recovery. Returns id, email, weight, status (pending/invited/accepted/declined/removed), and timestamps. Defaults to the user's main account when accountId is omitted.
• list_sendable_crypto ~230 tokens
  List the crypto held in a Safe that can be sent out: balance (in the token's smallest unit), decimals, USD value where one can be found, and whether the token is allowlisted or merely discovered on LiFi's Base list. Covers the main account, vaults and joint accounts. Pass the returned contract addre
• list_sub_account_proposals ~174 tokens
  List the OPEN spend / withdraw / membership / threshold requests on a joint account that needs multiple approvals (M-of-N). Returns each request's type, status, amount, how many approvals it has out of the threshold, and who proposed it. Read-only: voting and executing need the user's passkey on the
• list_sub_accounts ~138 tokens
  List the user's sub-accounts (vaults / nested Safes). Excludes CLOSED vaults by default; pass includeClosed: true to see archived ones too. Returns id, name, status, type, and the on-chain child Safe address.
• list_subscription_charges ~250 tokens
  List the user's subscription charge history (SUBSCRIPTION_CHARGE rows from the keeper cron), newest first. Cursor-paginated — pass `nextCursor` from the previous page back as `cursor` to advance. Each row carries the plan tier, billing period (MONTHLY/ANNUAL), amount (lower-units string), currency,
• list_supported_destinations ~242 tokens
  List the country, currency, and rail combinations Moneda can pay out to. Each entry includes the required fields you'll need to collect from the user before calling add_bank, add_contact_external, or initiate_payment. The output is provider-agnostic — don't branch on which underlying processor handl
• mark_receipt_partial_payment ~226 tokens
  Mark a receipt as a partial payment: the document covers more than this one payment (a deposit or instalment against a larger invoice), so its total differing from the transaction amount is expected. Replaces the `amount_mismatch` review reason with `partial_payment` so the receipt stops warning; th
• pay_x402 Moves money · ~595 tokens
  Pay for a resource using the x402 protocol (HTTP 402 Payment Required). When an API returns HTTP 402 with x402 paymentRequirements, use this tool to initiate the payment. The payment requires user approval in the Moneda app before it executes. Parameters map to x402 paymentRequirements fields: - p
• propose_scheduled_payment ~573 tokens
  Propose a RECURRING payment (e.g. $50 monthly to a Moneda user or a contact's Base wallet). Creates a draft the user reviews, approves and signs with their passkey in the Moneda mobile app; nothing is sent until then and you never schedule or move funds yourself. Not for one-off payments: use initia
• propose_sub_account_freeze ~157 tokens
  Freeze a sub-account the user created, blocking its spending. Unfreezing can only be done in the app. Creates a request the user approves in the Moneda mobile app; nothing happens until then. After calling, poll get_payment_status.
• propose_sub_account_multisig_proposal ~457 tokens
  Open a SPEND or WITHDRAW proposal on a joint account that needs more than one approval. This only creates the proposal; co-owners still approve and execute it in the Moneda app. For single-signature sub-accounts use propose_sub_account_withdraw or initiate_payment with source.kind=sub_account. Creat
• propose_sub_account_swap Moves money · ~348 tokens
  Swap inside a sub-account between a currency (USD, EUR, CHF, CAD, MXN) and a crypto asset (e.g. cbBTC), or between two currencies. Funds stay in the sub-account. Not for the main account (use initiate_crypto_trade or initiate_currency_exchange). Creates a request the user approves in the Moneda mobi
• propose_sub_account_top_up ~244 tokens
  Move money from the user's main account INTO one of their sub-accounts. Not for paying someone (use initiate_payment) or converting currencies (use initiate_currency_exchange). Creates a request the user approves in the Moneda mobile app; nothing happens until then. After calling, poll get_payment_s
• propose_sub_account_withdraw ~268 tokens
  Move money from a sub-account back to the user's own main account. Not for paying someone from a sub-account (use initiate_payment with source.kind=sub_account). Single-signature sub-accounts only; for a joint account use propose_sub_account_multisig_proposal. Creates a request the user approves in
• purchase_usage_credits Moves money · ~212 tokens
  Redeem a CONFIRMED on-chain charge for prepaid AI usage credits. Provide the transactionHash of a completed transfer you (the user) sent to the Moneda treasury tagged as a usage-credit purchase. The amount is read from the verified on-chain charge — never from input — converted to USD budget with th
• redeem_points ~293 tokens
  Redeem the user's Moneda Points for prepaid AI usage credits. Spends points (a negative points transaction) and grants the matching AI budget atomically. Enforces the minimum, the sufficient-balance check, and the monthly cap (see get_points_redemption_config). Pass a stable requestId (uuid) held ac
• reject_receipt_suggestion ~152 tokens
  Dismiss the matcher's suggested transaction for a receipt. The receipt stays an unattached orphan and stops being offered against that transaction. Use attach_receipt afterwards if you know the correct one.
• reparse_receipt ~172 tokens
  Re-run the OCR / LLM extraction pipeline on an existing receipt and return the refreshed fields. Use this when the user reports incorrect extraction or after a model upgrade. Refuses DELETED rows and rows without a stored file. Synchronous — the response carries the post-extraction snapshot.
• reply_to_moneda_message Sends messages · ~341 tokens
  Send the user's reply to a message from Moneda that asks for one. The reply is delivered to the Moneda team, so only send text the user wrote or explicitly approved word for word, never text you composed on your own, and show it to the user before sending. One reply per message (max 600 characters);
• request_message_reply_upload Sends messages · ~298 tokens
  Step 1 of 2 for attaching a document to a reply to a message from Moneda (only when get_moneda_message shows `reply.attachment` optional or required). Returns a presigned S3 PUT URL (`uploadUrl`), a signed `uploadKey` and a literal `curlCommand` to run in your code sandbox; the file bytes go straigh
• request_receipt_upload ~345 tokens
  Step 1 of 2 for uploading a local receipt file. Returns a presigned S3 PUT URL (`uploadUrl`), a signed `uploadKey`, and a literal `curlCommand` to execute in your code sandbox to stage the file. The file bytes are sent directly to S3 — they never enter the conversation context. After the curl PUT su
• revoke_agent_session Changes accounts · ~188 tokens
  Revoke an agent session. This immediately halts all further execution on the backend (the execute path only runs ACTIVE sessions). The on-chain session remains installed until the user completes the uninstall in the Moneda app, but no payments can be made through it in the meantime. Use this when th
• revoke_api_key Changes accounts · ~124 tokens
  Revoke an API key by its id (from list_api_keys). The key stops working on its very next request. Irreversible — a new key must be created to restore access.
• search_knowledge ~255 tokens
  Search the Moneda knowledge base (FAQ) for answers to questions about Moneda's features, fees, security, accounts, earnings, deposits, withdrawals, legal info, and more. Use this whenever a user asks about how Moneda works.
• search_receipt_line_items ~340 tokens
  Search across every parsed line item the user has uploaded (case-insensitive substring on description + normalized description). Returns matching items, total count, and aggregate spend grouped by currency. Optional `category`, `startDate`, and `endDate` further narrow the window. Use this for quest
• search_users ~209 tokens
  Search for Moneda users by username, display name, full email, or phone number. Respects user privacy settings — users who have disabled search visibility for specific fields will not appear in results matching those fields. Returns username and display name for matching users.
• set_ai_usage_limit ~197 tokens
  Set (or clear) the monthly spend limit on AI usage credits — the ceiling on how much of the prepaid balance may be consumed per calendar month (resets the 1st, UTC). Pass a USD amount to cap spending, or null to remove the cap (unlimited). Idempotent: setting the same value twice is a no-op.
• set_help_improve_moneda ~268 tokens
  Set whether the user's conversations with Moneda AI may be used to train Moneda's own models (the Settings > Privacy toggle). enabled=false turns it off; enabled=true turns it back on. The choice applies to what the user sends from then on: messages sent while objected stay excluded even if it is tu
• set_passkey_label ~248 tokens
  Rename a passkey so it is recognisable in the security screen (e.g. 'Work laptop'). Pass the passkey id from get_passkeys. Cosmetic only — it cannot add, remove, or weaken a credential. Send an empty label to clear it back to the provider name.
• terminate_all_other_sessions ~112 tokens
  Terminate all of the user's login sessions on other devices (every signed-in app/web/CLI/API session). Does NOT disconnect agent connections — use disconnect_connected_service for those. Returns { revoked } = how many were terminated.
• terminate_session ~146 tokens
  Terminate one login session by id (from list_active_sessions). The device is signed out immediately and cannot renew. Returns { success } — false means the session was already gone or isn't the user's.
• undo_message_reply Sends messages · ~171 tokens
  Undo a reply the user just sent to a message from Moneda. Only call this when the user asks to undo, and only within 10 seconds of sending (until the reply's `undoableUntil`); afterwards it fails with "too late". The reply and its document are deleted and the message asks for a reply again.
• update_display_name ~99 tokens
  Update the authenticated user's display name
• update_receipt_amounts ~445 tokens
  Correct a receipt's top-line amounts when the scan read them wrong: total, subtotal, tax amount, tax rate and tip. Each field is optional: omit it to leave it unchanged, pass null to clear it. At least one field is required. taxRateValue is a percentage (19 for 19%, not 0.19). Only the stored amount
• update_settings ~281 tokens
  Change the user's decimal separator (DOT = 1,234.56, COMMA = 1.234,56), or opt in or out of marketing and product-update emails and push notifications. Pass only what the user asked to change; at least one field. Security and transactional messages always send and cannot be turned off. Only call thi
• update_transaction_category ~226 tokens
  Assign a spending category to a transaction. Identify the transaction by its transactionHash from get_transactions.

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